Storm Damage in Akron, Ohio? What's Covered?

9/12/2022 (Permalink)

A recent storm in Akron, Ohio caused damage to this garage. Make sure that you have the proper insurance coverage to restore any damage after a storm.

After a storm you may experience storm damage, how do you know if your covered?

After a storm comes through Akron, Ohio many homeowners will have to file a claim after discovering missing shingles, hail damage or even loose siding. Homeowners have insurance to protect their dwelling and their belongings against storm and flood damage. However, some damage is not covered under an insurance policy. There is insurance to cover such damage, but sometimes an insurance company may not pay out a weather-related home claim if it feels that the homeowner has not maintained their property.

What is wear and tear on a home?

A severe storm can cause shingles to lift and fall off, siding may be ripped off or hail damage to both roof and siding. Although, if a roof has already been damaged by age and general wear and tear then the insurance company may not cover the claim. When it comes to flooding from severe rainfall, a claim can be disputed against gutters that have not been kept clear of leaves and other debris can contribute to water damage to the property and may not be covered. When basements are water damaged a question of how the water entered comes into question. Do you have sump pump, foundation or even drain back up coverage? If it is not in your policy for coverage than you will not be covered. It is important to report a storm damage claim within 48 hours to make sure secondary damage does not occur. Calling a water damage restoration company such as SERVPRO can help you with determine how your water damaged happened. SERVPRO of West Akron works with all major insurance companies in water claims. We have the knowledge and experience with storm, wind, and water damage. To make sure your storm claim will be covered it is important to maintain your property along with checking your insurance company to see what your policy covers. If you are affected by a storm or water damage this Spring season, please call the professionals at SERVPRO of West Akron at 330-867-5723.